Academy of Chiropractic Personal Injury & Primary Spine Care Program

Quickie Consult 12

From the Desk of Dr. Mark Studin
Academy of Chiropractic
Preamble: Many of the issues I bring to you are very small, yet each issue is just that, an issue. If you take care of the small issues, then you will be able to build and more importantly, focus on the bigger issues...a larger practice and more family time.

Diability Liability

I have had many conversations with doctors nationwide regarding disability forms and reports and liability. There was a case shared with me by a disability attorney not long ago, where a doctor was sued by an insurance company to re-coup the disability benefit paid to their patient…and lost.
The patient lied to the insurance company and doctor about being disabled, however the doctor filled out the form and signed it. The insurance company contended that the claim was paid because the doctor signed the form and could not produce a signed statement from the patient to back up the claim. Therefore, the claim of fraud perpetuated by the doctor was upheld and the doctor had to pay. Not fair? Of course not, but it’s never about what’s fair. The doctor did not protect himself in this case and you should. The solution is simple….if a patient renders a statement of disability, have them sign the statement. Even if it is on a plain piece of white paper, have them sign and date it.
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